AIMERPAY / OCTOBER 2026 MOMENTUM
AimerPay
Investor Update
An AI-native payments platform for retail and hospitality.
Connecting in-store and online payments with POS and self-service ordering across New Zealand and Australia.
October 2026 · Data to 6 October · All amounts in NZD
September actual: NZ$456k
37 New Zealand · 8 Australia
Contracted
OCTOBER 2026 / AT A GLANCE
Key Highlights
New Zealand: activation pipeline
28 merchantsGoing Live Soon · 37 already Live
New Zealand: payment penetration
≈4× GPV potential14.6% today · 30%+ October target
Australia: weekly GPV
NZ$209.5k30 Sep–6 Oct · 5.4× the prior week
Monthly GPV: 2026 target
NZ$3–5mScaling to NZ$10–20m in Q2 2027
AI-powered product transition
≈40% completePortfolio target: 100% in Q1 2027
Seed funding progress
NZ$350k receivedNZ$50k committed · NZ$100k in discussion
Operating data to 6 October · company update as at 10 October.
PLATFORM / NEW ZEALAND + AUSTRALIA
October GPV outlook: NZ$1.5m+.
Recorded platform payment volume
How merchants accept payments
September channel mixIn development: mobile POS with order and pay on phones and tablets, including Tap to Pay.
NEW ZEALAND / MARKET VALIDATION
New Zealand: validated and scaling.
- First merchant pilotNZ$47.6k monthly GPV
- Go-to-market & rolloutNZ$201.6k · 4.2× July
- Increase payment penetration30%+ target · 15 planned activations
Merchants driving October volume
1–6 October · NZDNEW ZEALAND / PAYMENT PENETRATION
New Zealand: the next wave of GPV growth.
Higher payment penetration is NZ’s next growth driver. Reaching 30% would roughly double GPV from existing merchants, before new activations.
Card payments split with traditional terminals.
More merchant sales can flow through AimerPay.
New Zealand monthly GPV
NZD · Jul–Sep actual, Oct potentialScenario: existing-merchant GPV rises 50–100%; 15 activations from 16 October at 50–100% of the observed median pace.
≈4× further GPV potential from higher payment penetration≈NZ$1.02m monthly GPV at approximately 58.2% payment penetration of the same cohort’s September sales.
AUSTRALIA / MARKET VALIDATION & ROLLOUT
Australia: rollout is accelerating.
- Early merchant processingJuly GPV: NZ$47.9k
- Market validationMonthly GPV: NZ$197.4k
- Go-to-market & rollout
Merchants driving October volume
1–6 October · NZDAU’s first six October days reached 97% of September GPV. Payment penetration is estimated near 100%, pending POS reconciliation.
30 Sep–6 Oct 2026
Both markets in NZD equivalent
Australia weekly GPV
NZD · actuals · week-ending datesCard-surcharge reforms take effect RBA ↗
79.6% of weekly GPV came from newly processing merchants, first observed from 30 September.
NEXT GPV MILESTONES
The next steps from October’s momentum.
NZ$3–5m
NZ$5–8m
NZ$10–20m
Top 10 benchmark: NZ$36.7k GPV per store/month at 68.0% payment penetration. Store counts assume comparable performance.
Merchant rollout · higher payment penetration
Illustrative monthly payment revenue applies a 0.5–0.8% assumed take rate to each GPV range.
AI / PRODUCT-LED PAYMENT GROWTH
AI-powered engineering.
Apps driving payment revenue.
AI-native platform
Transition complete
Across all product lines
payment revenue
Build faster. Embed ordering and payments in merchants’ daily workflows. Bring more transactions onto AimerPay.
Technology foundation: large language models and MCP-connected tools. AI-native progress is internally assessed.
RDTI has assessed our R&D as eligible. Our application is now under final financial review.
SEED FUNDING PROGRESS
Closing Stage 1 and preparing Seed Stage II.
80% of the Stage 1 target is received or committed.
Launch planned shortly, subject to business milestones and market conditions.
Use of fundsAimerPay rollout · Australian expansion · AI R&D capability
Received amounts are cumulative investment proceeds as at 10 October 2026.
CUSTOMER TRACTION
Top 10 merchants by September GPV.
| Merchant / location | Market | GPV · NZD | Payment penetration |
|---|---|---|---|
01 Shanghai Cuisine | AU | NZ$57,468 | 65.7% |
| NZ | NZ$53,840 | 77.5% | |
03 PawPa’s Noodles | AU | NZ$52,495 | 93.3% |
| AU | NZ$38,118 | 101.7%† | |
| NZ | NZ$38,045 | 51.7% | |
06 Lan Xi Kitchen | AU | NZ$38,019 | 77.1% |
07 Cha-No-Wa | NZ | NZ$28,974 | 44.0% |
08 Panda Delight | NZ | NZ$24,684 | 66.7% |
09 Kori Desserts Hamilton | NZ | NZ$22,580 | 80.4% |
10 Mad Dogs & Englishmen | NZ | NZ$12,596 | 35.6% |
Individual locations, ranked in NZD equivalent. Payment penetration = AimerPay GPV ÷ matched POS sales. † ChaPanda includes card surcharges in GPV, excluding them from POS sales.
Data to 6 October 2026. Sources: Adyen/AimerOps, matched POS sales and merchant records. GPV is payment volume before refunds. All amounts are NZD. Australian activity is translated at a fixed AUD/NZD rate of 1.242.
Live counts exclude low-value activation tests; thresholds are detailed in the source notes. July–September bars show actuals; semi-transparent October bars show outlook or modelled potential. NZ’s latest week was NZ$62.7k, down 5.5%. Download source notes